Jagdeep Dayal

Bank M&A and the fight over fintech charters shaped the week: Michigan credit union DFCU struck its fourth Florida bank deal, and fintech Ramp sought a national trust charter amid an industry lawsuit. Third-quarter results from U.S. Bank, Synchrony and Capital One pointed to a still-resilient consumer, while Visa pushed agentic B2B payments and Cross River moved to add branded wallets.