Jagdeep Dayal

Q3 earnings and regulators drove the week: Citigroup posted its best third-quarter revenue in a decade, the Kansas City Fed warned that tokenized deposits could make bank funding less stable, and at Money20/20 officials pressed for public-private coordination on agentic-commerce and fraud risk. In lending and payments, FHFA’s Bill Pulte signaled a year-end review of mortgage pricing and credit-report requirements, Truist accelerated its retreat from subprime auto, and banks from U.S. Bank to Huntington rolled out new tools for consumers and small businesses.